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What does the 3 Month Warranty cover?

Maintenance cover: As part of this plan in the event of the failure of any of the parts listed below, we cover you for the replacement costs of those parts and labour. This cover also includes the costs of any repairs following a Manufacturer’s Recommended Service, provided that the terms and conditions of this plan are fully complied with. The number of claims you can make under this plan is unlimited within the plan period, however the maximum amount claimable per claim will be subject to the claim limit selected and in aggregate the market value of the vehicle at the time of claim. Please refer to your Schedule for details of the claim limit and labour rate applicable to your plan.

Claim Limit / Hourly Labour Rate: Per claim limit of £750 + VAT. Hourly Labour Rate of £40 + VAT.  No Excess cost towards the customers.

Engine: Cylinder block (excluding cracks), crankshaft, crank bearings, big end bearings, oil pump, conrods, small end bearings, pistons, piston rings, cylinder bores, cylinder head (excluding cracks), rocker shaft, rockers, hydraulic lifters, camshaft and cam followers, push rods, camshaft bearings, inlet and exhaust valves, valve springs, valve guides, cylinder head gasket, inlet manifold, timing gears, (excluding sticking or burnt valves).

Cooling: Engine thermostat, water pump, viscous fan.

Fuel System: Carburettor, fuel injection pump and fuel lift pump. The following items relate to diesel engine vehicles only. Low pressure supply pump, fuel injector governor, fuel shut off mechanism, hydraulic or electrical injection timing mechanism, high pressure fuel metering head, manifold boost pressure compensator, altitude compensator, glow plug relay, brake vacuum pump.

4×4 Transfer Box: The following internal mechanical components are covered: Transfer gears, selectors, shafts, transfer shafts, needle and roller bearings, output shafts.

Driveline: Front and rear wheel drive vehicles: Open drive shafts including constant velocity joints, universal joints and couplings. Rear wheel drive half shafts, half shaft bearings. Includes front and rear transfer shafts 4×4 vehicles. (excluding: gaiters and viscous couplings).

Diff erential including 4×4: Planetary gear assembly, crown wheel and pinion assembly, internal shafts, bearings and bushes, thrust washers, spacers, bevel gears, includes front, rear and centre differential on 4×4 vehicles. (excluding: viscous couplings and fluid differentials).

Manual Gearbox: The following internal mechanical components are covered: Gears and gear cluster, selectors and shafts, synchromesh assemblies, bushes, ball and roller bearings, needle bearings and transfer gears.

Automatic Gearbox: The following internal mechanical components are covered: Governor, valve block, oil pump, gears, brake bands, servos, clutches, seals, shafts, bearings and bushes, modulator, valve and transfer gears.

Transmission: Clutch, flywheel including dual mass flywheel.

Continuously Variable Transmission: (CVT/CTX): All internal mechanical components and seals.

Torque Converter: All internal mechanical components and seals.

Propshaft/s: Propshaft, universal joints and couplings. (excluding: gaiters).

Suspension and Steering: Power steering rack, power steering pump, power steering box and idler box. (excluding: gaiters, tracking and balancing).

Braking System: Brake master cylinder, wheel cylinders, brake bias/restrictor valve. (excluding: corroded, seized or leaking components).

Electrical: Starter motor, alternator, voltage regulator, front windscreen wiper motor, front windscreen washer motor

Casings: Consequential damage to casings caused by the failure of a covered component will constitute part of the total claim (within the stated claim limits).

Working Materials:Should any authorised repair to any of the above components require essential replacement or topping up of lubricants, oils or coolant or replacement of the oil filter these shall be covered as part of total claim (within the stated claim limits).



Maintenance: Cover for parts and labour costs for breakdown or failure of any parts, including maintenance repairs required after a Manufacturer’s Recommended Service, which are covered by your plan up to the maximum claim limit you have selected.

Recovery / Roadside Assistance: If your vehicle suffers a breakdown or failure resulting in a valid claim under your selected plan, we will pay a maximum of £50 (Inc. VAT) towards the cost of recovery to the repairing garage if the vehicle is immobile, or if continued driving of the vehicle could cause danger or further damage. Must be activated within 7 days.

Car Hire: If your vehicle suffers a breakdown or failure resulting in a valid claim under your selected plan, we will pay a maximum of £30 (inc VAT) per day towards the costs of car hire up to a maximum of 7 days, whilst your vehicle is being repaired. We do not cover the first 7 hours of any repair period, delays due to parts availability, any delay in the repairer not being able to commence the work immediately or fuel and insurance costs. To qualify for the car hire benefit, you must advise us within 24 hours of any breakdown or failure and obtain authority.

Overnight Accommodation: If the vehicle cannot be driven due to a breakdown caused as a direct result of a failure of a part covered under the ‘What is Covered’ section of this plan and you are more than 25 miles from your intended destination, we will pay for one night’s bed and breakfast in a hotel for you and up to 3 passengers, subject to a limit of £50 per person with a total amount payable of £200.

Continental Use: This Plan is extended to cover the vehicle whilst in any country of the European Union, where the country is outside your habitual country of residence (in the case of an individual) or central administration and/or place of incorporation (in the case of a company), for a period of not more than 30 days in any 12 month period, with any payment restricted to the equivalent United Kingdom labour rate and parts at prices applicable at the date of the claim. This continental use extension includes Ireland for the duration of your plan.

Road Traffic Accident: Momentum Warranties has teamed up with Sintons LLP, one of the leading law firms providing expert legal representation in relation to any personal loss or injury claim arising from a “no fault” road traffic accident.



You must take reasonable steps to care for your vehicle and must meet the following requirements, which apply to all levels of cover.

Looking after your vehicle You will take all reasonable steps to prevent loss or damage to the vehicle and shall observe the terms of this Agreement. You must ensure that your vehicle holds a current MOT certificate (if required) and is serviced;

Using a Manufacturer’s Service;

  • You must keep your vehicle serviced in accordance with the manufacturer’s recommended service schedule. The vehicle must be serviced within 30 days or 1,000 miles either side of its scheduled service;
  • Using parts approved by the manufacturer or parts manufactured to the same specification and standards as those approved by the manufacturer;
  • Using fluids and lubricants recommended by the manufacturer.

Momentum will not make any payment under the plan unless your vehicle is free of all pre-existing faults at the time of purchase of the plan. Your plan does not cover the costs of any periodic replacement of parts required during a service. Please ensure that the relevant service details are completed in your vehicle’s service booklet by the servicing garage. Please also keep copies of any receipts or other documentation given to you by the servicing garage as you may need these documents if you need to repair your vehicle. We will not make any payment under the plan if you are unable to prove that you have complied with this condition. Please ensure that you are aware of the manufacturer’s recommended service intervals for your vehicle. If you do not service your vehicle in accordance with the manufacturer’s recommendations, then you will not be covered under this Agreement.



Those components covered are covered against breakdown, the replacement of oil filters, lubricants, antifreeze and fluids is included provided the replacement is necessitated by the failure of a covered component and the vehicle is not within 1,000 miles of its next due service.

The following are specifically excluded;

  • Any breakdown resulting from wear and tear and/or where a part is worn out.
  • Any act of breakdown, maintenance or repair normally covered by comprehensive motor insurance policy.
  • External oil leaks.
  • Any failure or breakdown of a part which is under any manufacturer’s or supplier’s warranty.
  • Any MOT failure due to exhaust emission.
  • The costs of repair to parts not included in your plan. The liability lies with the customer to cover the costs of repairs and not Momentum or Skanderbeg Motors.
  • The cost of Diagnostic Investigation


.Extended warranties and the levels of cover available at extra cost, subject to availability. Please contact Skanderbeg Motors for quotes and information.

Warranty underwritten by Momentum Warranties Ltd. Terms and Conditions apply.